Payment tools tracker: what works, what has changed
Where each tool stands for a resident of Algeria, with its dated history. We recheck the official pages every Monday: when something changes, a line is added here.
SWIFT transfer to your currency account
Algerian bank- Open from Algeria
- Yes
- Status
- Legal
- Last checked
- 22 October 2026
- Checked on the tool’s official page. (source)
- Regulation 26-02: the client has at most 120 days to pay (instead of 360), and the money comes home the day they pay. (source)
Payoneer
Online account- Open from Algeria
- Yes
- Status
- Legal
- Last checked
- 22 October 2026
- Checked: the $1.50 or €1.50 fee only applies to banks in the currency’s home country, not to a dollar or euro withdrawal to an Algerian bank. The real amount shows on the summary screen.
PayPal
Online account- Open from Algeria
- Yes, with extra checks
- Status
- Legal
- Last checked
- 22 October 2026
- Confirmed: an account opened in Algeria can receive money with a linked Visa card. 30-day hold at first, 4.9% + $0.30 per payment.
Grey
Online account- Open from Algeria
- Yes
- Status
- Grey area
- Last checked
- 22 October 2026
- Euro and sterling accounts, no dollar account. Grey’s pages contradict each other on the dinar withdrawal, which would happen outside an approved bank.
Paysera
Online account- Open from Algeria
- Yes, with extra checks
- Status
- Legal
- Last checked
- 22 October 2026
- Accepts Algerian residents, with extra checks. Never buy a “verified” account.
- The Sidi M’hamed court sentences the managers of a company that ran Paysera services in Algeria without authorisation to up to five years in prison. (source)
Skrill
Online account- Open from Algeria
- Yes, with extra checks
- Status
- Legal
- Last checked
- 22 October 2026
- Checked on the tool’s official page. (source)
Upwork
Freelance platform- Open from Algeria
- Partly
- Status
- Legal
- Last checked
- 22 October 2026
- Direct to local bank doesn’t cover Algeria: go through Payoneer, or a dollar wire if the option shows up.
Fiverr
Freelance platform- Open from Algeria
- Yes
- Status
- Legal
- Last checked
- 22 October 2026
- Checked on the tool’s official page. (source)
Deel
Freelance platform- Open from Algeria
- Unclear
- Status
- Legal
- Last checked
- 22 October 2026
- Checked on the tool’s official page. (source)
Khamsat / Mostaql (Hsoub)
Freelance platform- Open from Algeria
- Yes
- Status
- Legal
- Last checked
- 22 October 2026
- Hsoub’s help centre lists Algeria for withdrawing Mostaql and Khamsat earnings to a bank account. (source)
Wise
Online account- Open from Algeria
- No
- Status
- Illegal
- Last checked
- 21 October 2026
- Algeria isn’t on the list of countries where you can hold a Wise balance.
Revolut
Online account- Open from Algeria
- No
- Status
- Illegal
- Last checked
- 22 October 2026
- Algeria isn’t on the list of countries where individuals can sign up.
Stripe
Online account- Open from Algeria
- No
- Status
- Illegal
- Last checked
- 22 October 2026
- Checked on the tool’s official page. (source)
Dukascopy Bank
Bank abroad- Open from Algeria
- Yes
- Status
- Illegal
- Last checked
- 22 October 2026
- Checked on the tool’s official page. (source)
RedotPay
Crypto- Open from Algeria
- Yes
- Status
- Illegal
- Last checked
- 22 October 2026
- Checked on the tool’s official page. (source)
- Law 25-10: buying, holding or using crypto becomes an offence. (source)
Binance P2P / USDT
Crypto- Open from Algeria
- Unclear
- Status
- Illegal
- Last checked
- 22 October 2026
- Checked on the tool’s official page. (source)
- Law 25-10: buying, holding or using crypto becomes an offence. (source)