SIMULATOR

What actually reaches your currency account

Your client pays $1,000. How much is left after the platform, Payoneer or PayPal and your bank have taken their share? And how much should you set aside for tax? Enter your numbers: nothing is saved, the maths runs in your browser.

Your payment

ESTIMATE

Start from an example

Upwork takes 0% to 15% depending on the contract: the example uses 15%, so put in your own rate. Fiverr keeps 20% of each order. Your case isn’t saved.

Amount invoiced to the clientThe invoice total, before any feesCurrency

How the client pays SWIFT transfer to my currency account Payoneer, then a withdrawal to my currency account PayPal, automatic transfer to my Visa card A platform (Upwork, Fiverr, Deel…), then Payoneer or a wire

Bank fees on arrivalYour bank’s, plus any intermediary bank. Ask your branch (guide 24)Dinar rate (optional)Today’s official rate, to see the amounts in dinars

IN YOUR CURRENCY ACCOUNTEnter the amount invoiced to see what you keep.

An estimate, not tax or legal advice. Fees change: always check them in your app and with your bank.

How to read the result

The amount invoicedThis is your turnover: IFU is worked out on it, not on what you keep.

Fees along the wayEach middleman takes a cut. The only fee published for Algeria is PayPal’s; for the others, use the figure shown before you confirm.

What arrivesThe amount that lands in your currency account, in euros or dollars. You keep it 100% in currency (Instruction 06-2021, art. 4).

Compare all the payment tools Work out your repatriation deadline

Sources: PayPal receive-funds agreement for Algeria (guide 14); Payoneer price list, 22 October 2026 (guide 11); Fiverr payout methods (guide 3); Upwork freelancer service fee, 0% to 15% (support.upwork.com); 2024 finance law, art. 18, and 2025 finance law, art. 29 (guide 13).