Guide 20 · valid as of 22 October 2026 · getsahla.com
If you sell a template, a course or software abroad, these platforms take payment from your customers for you and handle the VAT in the buyer’s country. They’re called "merchants of record". They then pay out your sales. From Algeria, the rule doesn’t change: the payout must land in your foreign currency account, and on the same day if it goes through a middleman.
Take Nadia, a UI designer in Tizi Ouzou, who sells an icon kit for $29. A buyer in Germany pays on Lemon Squeezy, which charges German VAT and pays it to the German tax office. Twice a month, Lemon Squeezy wires her net sales to her foreign currency account in Algeria.
What these platforms do
A merchant of record is the official seller as far as the buyer is concerned. It takes the payment, issues the invoice, collects and pays the VAT or sales tax due in the buyer’s country, and handles refunds. You get paid by the platform, like a supplier.
What each one offers for Algeria (22 October 2026)
| Platform | Payout to Algeria | Schedule and minimum | Our take |
|---|---|---|---|
| Lemon Squeezy | Bank transfer: Algeria is on the list of countries where bank payouts are available | Twice a month (1st and 15th), sales held 13 days, $50 minimum; bank payouts in dollars | The simplest on paper: ask for a dollar payout to your foreign currency account |
| Paddle | International wire or Payoneer | Once a month, by the 15th; $100 minimum; $15 SWIFT fee in some countries | Direct wire possible; otherwise Payoneer, withdrawn the same day |
| Gumroad | Bank via Stripe, or PayPal in countries Stripe doesn’t cover | Every Friday by default, $10 minimum, seven-day delay | Stripe isn’t open to Algeria, so in practice it’s PayPal (guide 14) |
These options change often: check inside your account before you start selling.
The methods
Sell through the platform, get paid into your foreign currency account
Selling a digital product online to buyers abroad counts as an “online export of digital services” under article 57 of Regulation 07-01Règlement 21-01 du 28 mars 2021 modifiant le règlement 07-01 (articles 57 et 67), p. 2: no domiciliation, just a declaration to your bank.
Steps
- Check your activity is on the ANAE list and register (guide 5). Open a professional foreign currency account (guide 6).
- Declare the project to your bank: the product, its unit price and its launch date, as article 57 requires (guide 7).
- In the platform, choose a payout in dollars or euros to that foreign currency account. If only Payoneer or PayPal are available, withdraw to your foreign currency account on the day the payout arrives (guides 11 and 14).
- Keep the platform’s payout statements: they back up your earnings with the bank and for the IFU tax (guide 13).
An open question. With these platforms, the buyer pays the platform, which pays you later (at least a week at Gumroad, two weeks or more at Lemon Squeezy, up to a month at Paddle). The texts don’t say whether the “day of payment” is the day of the sale or the day of the payout (guide 9). Where the platform lets you choose (Gumroad does), pick the shortest payout schedule.
Letting sales pile up on the platform or on PayPal
Raising the payout threshold to “let the balance grow”, or keeping the money on PayPal or Payoneer to pay for things online: these are earnings not brought home and assets held abroad, which article 8 of Regulation 07-01Règlement 07-01 du 3 février 2007 relatif aux règles applicables aux transactions courantes avec l'étranger et aux comptes devises (version d'origine), p. 2 bans (guide 17).
Opening the seller account with a foreign company or address
To get Stripe or a European bank payout, some people open their account under an LLC or with a relative’s address. For a resident, that’s an exchange-control offence (guides 15, 18 and 21).
Key points
- The platform handles the buyer’s VAT; you handle your bank declaration and the IFU.
- Payouts go to your foreign currency account, on the shortest schedule the platform allows.
- No balance left to build up, no seller account under a foreign company.
Sources
- Lemon Squeezy, supported countries (bank payouts), read on 22 October 2026.
- Lemon Squeezy, getting paid (schedule, hold, minimum), read on 22 October 2026.
- Paddle, when and how do I get paid?, read on 22 October 2026.
- Gumroad, Getting paid, read on 22 October 2026; schedule, minimum and delay from Gumroad’s source-code documentation, read on 22 October 2026.
- Stripe, countries where Stripe is available (Algeria not listed), read on 22 October 2026.
- Bank of Algeria Regulation 21-01 of 28 March 2021: art. 2, new article 57 of Regulation 07-01, p. 2, original text read on 18 October 2026.
- Bank of Algeria Regulation 07-01 of 3 February 2007: art. 8, assets abroad, p. 2, original text read on 18 October 2026.